IBAN Service

Get your Dutch bank account as an expat

Moving to the Netherlands as an expat? You will need to open a Dutch bank account. This is called or referred to as IBAN – it is one of the most crucial first steps you will need to take.

Not only will you need your IBAN to receive your salary at the end of the month if you are employed here but you will also need it to pay your bills, the rent or mortgage and your groceries…to name a few.

TOSS is here to assist you with obtaining your Dutch IBAN once you have arrived in the Netherlands.

Assist me with obtaining my Dutch IBAN

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What is an IBAN?

This is an International Bank Account Number (IBAN) and is used to transfer funds out of and within the country.

The number itself has a maximum of 34 characters, the IBAN has the following series of figures and letters:

  • Landcode > 2 characters;
  • 2 check figures;
  • The bank code;
  • Your account number.

Why obtain a Dutch bank account?

If you have a foreign bank account and your employer transfers your salary from a Dutch account it will take longer. If another currency applies in the country in which you have the IBAN some bank and currency costs will pop up. To avoid this, TOSS advises you to get a Dutch IBAN.

How to choose the right bank for you in the Netherlands?

It is up to you. Maybe a friend or your employer recommended one to you already, but it is your voluntary choice to choose which bank you register with.

The top 3 largest banks in the Netherlands are:

  • ING;
  • Rabobank;
  • ABN Amro.

TOSS advises you that if you choose a bank please check if all the documents are in English and if the portal they have for online banking also is translated to English.

Also some banks charge more than others. Feel free to ask this during your IBAN registration.

Who needs your IBAN?

First, your employer needs the IBAN so they can transfer your salary. This is very important. Maybe the rental agency for your apartment and for example the Health Insurance needs it.

Please be careful when giving your IBAN to anyone, it is your number and it is the location of your income, so keep it safe!

What clients say

Arqam Lodhi – Design & development

I recently moved to the Netherlands and my employer secured the services of TOSS to manage the transition. We worked with Pim at TOSS closely during the settlement period. From applying for BSN to managing the housing search to putting in the application for 30%, Pim managed this process in a meticulously organized and efficient manner. The communication was always very clear and timely. He was really helpful, to an extent that he also helped us move (quite literally helping us transport suitcases) as well as facilitated our engagement with the real estate agents. The 30% ruling application was managed seamlessly with regular updates. I’d highly recommend TOSS‘ services if you are new to the Netherlands and need services and support to settle in. Thanks to Pim for making it super easy for us 🙂


TOSS IBAN services

TOSS can help you with obtaining your bank account in the Netherlands. There are different ways of assisting you in this.

  • We will assist you in getting to the location of the bank of your choice, which includes making the appointment and so on;
  • TOSS can also combine this with getting your BSN and even also in getting your residence permit.

Do you have any questions or would you like more information on how to get your IBAN? Don’t hesitate to contact TOSS!


Get in touch

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