13 January 2022 2 minutes
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Stipp pension changes as of January 1st, 2022

For every year that you live and work in the Netherlands, you build up pension. This is often arranged automatically through your employer. This is also arranged for you if you are on TOSS in Holland’s payroll, or if you are a temporary employee with an NBBU collective labor agreement. At TOSS in Holland there is an NBBU collective labor agreement whereby the StiPP pension plan applies. On January 1st, 2022, the StiPP pension plan will change. Do you know what this entails? Read more below.

The changes as of 2022

There are two important changes that you need to be aware of.

Pension accrual starts sooner

As an employee, you must work for a certain number of weeks with an employer in the temporary employment industry before you begin to build up your pension. This is also called the ‘waiting period’. Currently, the waiting period lasts 26 weeks. As of January 1st, 2022, this will change to 8 weeks. Employees who have been working between 8 and 26 weeks on January 1st, 2022, will begin accruing pension immediately as of that date.

Pensionable salary changes

In addition to accruing pension faster, you also accrue pension over a larger portion of your salary. The pensionable salary will change as of January 1st, 2022. From then on, pension accrual will be based on the social insurance wage. It is important that, unlike now, pension is also accrued on overtime, shift work and the bonus component for irregular hours.

In short, only two things are changing, but these two things do have a great deal of influence on your pension accrual. These rules are in effect as of January 1st, 2022, but only if you accrue pension through STiPP.


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